Pre-paid Funeral Plans

Plan ahead to reduce the worry for loved ones with a pre-paid funeral plan through our trusted plan provider, Ecclesiastical Planning Services.

A funeral director paying his respects at a hearse
Planning ahead

About our Pre-paid Funeral Plans

Some people never get round to discussing funeral wishes with their loved ones, which can lead to all sorts of worry and anxiety when the time comes.

Taking out a funeral plan is a simple and straightforward way to remove this worry, and it can provide real financial benefits too. Some of the other benefits include:

  • Pre-arrange the details of your funeral and include any special wishes
  • Make financial provision for your funeral
  • Choose your funeral director in advance
  • Ensure your family has access to expert help at what can be a difficult time
Flexible Funeral Plans for UK Residents

Clear & Reassuring

Our pre-paid funeral plans are available to UK residents and there are no complicated forms to complete. You can also appoint a nominated representative who we will keep informed about your plan, according to your instructions.
 
Our plans cover our costs (as specified in the plan paperwork) as long as we carry out the funeral and your requirements don’t change. You can also make a contribution towards third party costs, such as the cremation fees. These costs are outside of our control.
About Ecclesiastical Planning Services

Backed by a trusted, national provider

Our funeral plans are provided by Ecclesiastical Planning Services Limited, which is part of a specialist, UK-based financial services group. As part of a specialist, UK-based financial services group, Ecclesiastical Planning Services has offered pre-payment funeral plans since 2006. When you take out a funeral plan with us, Ecclesiastical Planning Services arranges for the funds to be held in an individual whole of life assurance policy. The full value of your plan, excluding the administration fee and any instalment charges, is ring-fenced and cannot be used for anything but your funeral when the time comes.
Ecclesiastical Planning Services logo over a photo of purple flowers
Our pre-paid funeral plan provider

About Ecclesiastical Planning Services

Ecclesiastical Planning Services is part of a large Group that gives available profits to charity and is proud to have been named the UK’s 3rd largest corporate donor to charities (2023/2024)1. In addition, Ecclesiastical Planning Services is recognised by the National Association of Funeral Directors for treating customers fairly (2022). The Directory of Social Change, The UK Guide to Company Giving 2023/24.
Covers our funeral costs

Flexible Payment Options

You can choose to pay for your funeral plan by lump sum or in instalments. There is an additional cost for paying over two or more years and eligibility criteria applies. Please refer to the Instalment Q&A and the Terms and Conditions for more information. Your funeral director will be able to provide you with a personalised quote.

Once your funeral plan is in place, you’ll receive a welcome booklet containing the details of your plan and your funeral plan certificate. Your nominated representative will also receive a copy if you request this.

Terms and Conditions apply to funeral plans – please ask us if you have any questions.

Covers our funeral costs

Frequently Asked Questions

Who is elibigle

UK residents aged 18 or over can take out a plan. If paying by instalments of two years or more, eligibility criteria apply – please refer to the Terms and Conditions for more information. There are no medical or health questions to answer.

Yes, you can add special wishes and requests such as song choices, readings, information for a eulogy and so on. There is no charge to add these details. There may be more to pay if you require additional features, services or upgrades.

Yes, many of our customers choose to do this.

If you move, you should be able to transfer your plan to a funeral director near your new home. However, there may be additional costs depending on local prices. Please refer to the Terms and Conditions for details or speak to a member of the team for more information.

The plan covers the funeral director’s costs listed in the plan details as long as your requirements don’t change and your selected funeral director carries out your funeral. The plan can also include an allowance towards third party costs such as the fees for cremation or interment, doctors’ fees (if applicable) and payment to an officiant. These costs are outside of our control. If these costs, as listed in the plan details, are not covered by the plan value at the time of need, there will be a balance to pay. Please refer to the Terms and Conditions for more information.

Yes, you are able to pay over a range of periods. Please refer to the Instalment Q&A and the Terms and Conditions for more information. Eligibility criteria apply and there’s an additional cost for paying over two or more years. Your funeral director will be able to provide you with a personalised quote.

Yes, you can make changes to your plan after you have taken it out and fully paid for it. Just let us know what you wish to change. There may be an additional cost if you add new features and services to your plan.

Yes, you can cancel the plan at any time before a claim being made. If you cancel within 30 days of receiving your welcome booklet, the person who paid for the plan will receive a full refund. If you cancel after that, the person who paid for the plan will receive a refund of the original amount, less the administration fee. For instalment plans, if you cancel in the first 12 months a full refund will be paid. If you cancel after that, the administration fee and any payments to insure the plan will be deducted from the refund.

The plan does not cover the cost of a funeral abroad, or the cost of repatriating the deceased. It is therefore important that your travel insurance policy covers this. Please refer to the Funeral Plan Summary and Terms and Conditions for full details.

Important information

We are an Appointed Representative of Ecclesiastical Planning Services Limited Reg. No. 2644860, registered in England at Benefact House, 2000 Pioneer Avenue, Gloucester Business Park, Brockworth, Gloucester, GL3 4AW, UK, which is authorised and regulated by the Financial Conduct Authority. Firm Reference Number 958152. The Financial Conduct Authority regulates pre-paid funeral plans only.
About Ecclesiastical Planning Services

Useful Downloads

Our funeral plans are delivered through Ecclesiastical Planning Services, a specialist UK organisation that has been providing pre-paid funeral plans since 2006. When you take out a plan, the money you pay (excluding the administration fee and any instalment charges) is placed into an individual whole-of-life assurance policy. This ensures the full value of your plan is securely ring-fenced and can only be used to pay for your funeral when it is needed.